The need for sustainable financial habits has never been more crucial. On October 15, 2020, we celebrate National Get Smart About Credit Day. Improving your credit and your credit score goes a long way toward building a better, more secure future for yourself and those you care about – and is a key part of responsible financial decision making.
First established by the American Bankers Association (ABA), Get Smart About Credit Day encourages young people to find sound footing and a good understanding of credit through education on how to properly protect their credit score. Bankers across the country provide educational resources at local high schools and colleges regarding the use of credit.
Speaking with a financial adviser could help you ascertain the importance of establishing good credit. Here are a few healthy financial habits that can lead to a strong credit score and a more prosperous future.
Healthy Financial Habits
- Build a monthly budget/avoid impulse buys
- Use your credit card responsibly…and sparingly
- Give yourself payment due dates for your credit
- Find a card with a small credit limit and work your way higher
- Start using automatic savings settings on your credit or debit cards
It’s never too late to start your journey to using National Get Smart About Credit Day as a time to devise a plan that will strengthen your credit score and help you live life less bogged down by financial stress.
If you’re on your way to a healthier financial outlook but need some help in the meantime, look no further than Blue Trust Loans. We offer cash loans online, also known as short-term installment loans. Installment loans are a payday loan alternative, in which you can repay in installments, rather than in one lump sum due by your next payday. For more information on how you can obtain money loans from a reputable lender like Blue Trust Loans, contact us today at 877-770-2682 or apply for cash online.
The content on this site is for informational purposes only and is not professional financial advice. Blue Trust Loans does not assume responsibility for information given. All information should be weighed against your own abilities and circumstances and applied accordingly. It is up to the reader to determine if this information is safe and suitable for their own situation.
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