If you’ve ever been hit with a late fee, you know how frustrating it can be when you fully intended to pay your bills on time and failed to meet the task. Paying bills may be something some people dread about everyday life, especially if they’re in a financial bind. If you just can’t seem to find the time to pay your bills before their due dates, something may need to change. It could be a change in your everyday schedule, your weekly to-do list, or your monthly calendar. Blue Trust Loans, a reputable source for cash loans online, offers some advice on how you can organize bill payments to help you streamline the process and pay your bills on time.
Make a List of All Your Bills
The first step to help you organize bill payments is to take the time to write a list of all the bills you have to pay each month. This includes credit card payments, rent, subscriptions, etc. You can use an app on your phone, a spreadsheet on your computer, or you can even do it the old-fashioned way – pen and paper. Make sure to keep this list handy so you can stay on top of which bills are due and when.
Make a List of Your Bill Due Dates and Amounts Due
When it comes to paying bills on time, you need to know not only which bills you’re responsible for, but also their exact due dates and amounts. If your bill due dates are all over the place, you may want to consider switching due dates and creating more consistency to make tracking your payments easier. Many creditors allow you to choose your desired due date, even after you have been making bill payments for a while. Check with your lender to see if you are eligible to change your bill payment schedule.
Add Bill Payments to Your Calendar
While it may seem like such a simple step, adding your bill payments to your calendar can make a world of a difference when it comes to paying bills on time. You can use the calendar on your phone or you can use a paper calendar hanging on the wall. Whichever method you choose, keeping track of your bill payments is one of the most important steps to organize paying bills.
Set Up Bill Reminders
Time flies when you’re having fun — sometimes so fast that you forget your bills are due. One of the best ways to pay bills is to start with bill reminders and payment notifications. In addition to reminders for the due dates, you should also set up bill reminders a week or two ahead of time so you can review the statements, verify you have the funds in your account to pay the bills, and allow enough time for the payment to go through. Especially for online payments, particularly those around holidays, it could take a few days for the bank to process the payment.
Set Up Automatic Bill Payments
One way to manage bills is to set up automatic bill payments. This way, you will never forget to pay a bill because it will come right out of your account on a scheduled date every month. Automated payments may be the first step in a successful bill payment system. To manage your bills with automatic payments, you should double-check to make sure the scheduled date of the payment falls within the payment period of the bil
Set Up An Emergency Fund
Your bills will continue to come month after month. Some months may be tougher than others, which might make it difficult to continue paying bills on time. It’s important that you build a strong emergency fund that you can lean on in the event that you do not have enough money in your bank account to pay off your bills.
If you’re struggling to pay your bills or if you’re worried about where and how you’ll find the money for unexpected expenses, you can always apply for cash online. Obtaining money loans, such as short-term installment loans, can help cover you in a financial emergency should you find yourself lacking the funds in your account to pay your bills on time. At Blue Trust Loans, you can apply for cash loans online in just a few easy steps. We have minimal loan requirements compared to the eligibility criteria required by most banks or other traditional lenders. For more information on how you can obtain emergency funding or learn about our loan loyalty rewards program, call us at 877-770-2682.
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The content on this site is for informational purposes only and is not professional financial advice. Blue Trust Loans does not assume responsibility for information given. All information should be weighed against your own abilities and circumstances and applied accordingly. It is up to the reader to determine if this information is safe and suitable for their own situation.
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