Paying off medical bills can truly be daunting. What do you do when you simply can’t afford your medical bills? Are you trying to pay your medical bills with no health insurance? While these matters can raise concern and worry, you do have options. Don’t sacrifice the healthcare you need and deserve because you feel like you’ll never be able to pay off your medical bills. There are several options to choose from when it comes to ways to cover your medical costs.
Choose the Right Insurance Provider
When picking an insurance plan, make sure to pick one that suits all of your medical needs. Regardless of the plan that you choose, it’s important to understand your benefits fully, to know which services are covered under your plan, and which services are not. Once you choose an insurance provider that works for you, use in-network providers as much as you can.
Ask for a Payment Plan
Depending on your healthcare provider, you may be able to sign up for medical financing or a payment plan. Payment plans are simple and common ways to cover medical costs, offered to people who cannot afford their medical expenses in one payment.
Set Up a Medical Savings Account
If you do not have insurance, you need to make sure you have some type of emergency funding or set funds to cover necessary medical expenses. Saving money can help you in the long run and the grand scheme of things – especially in the midst of an emergency.
Sign Up for a Medical Credit Card
Some healthcare providers who do not offer payment plans accept credit cards solely for medical purposes. The offices and hospitals that accept medical credit cards typically have credit card applications on hand.
Apply for a Loan
Another one of the common ways to cover medical costs is through a personal loan. You may be able to pay medical bills with a personal loan, especially if you get a short-term installment loan. Installment loans allow you to pay back your loan over time.
Cover Your Medical Costs with Blue Trust Loans
At Blue Trust Loans, we know it can be difficult to pay medical bills, especially if you’re already in a financial bind. Don’t sacrifice the care you need because you are worried about the after effect of having to pay medical bills. You can apply for cash online with Blue Trust Loans to see if you qualify for one of our quick loans. Upon approval, you can get up to $3,000 in your bank account in same day funding* or next day loans.
For more information on how you can apply for emergency funding, ways to cover medical costs, or for information about the Blue Trust loan loyalty rewards program, contact us today at 877-770-2682. We’re here when you need us, 24-7.
Related Reading:
Everything You Need to Know About Installment Loans
*Same Day Funding is available on business days where pre-approval, eSignature of the loan agreement and completion of the confirmation call, if a call is required, have occurred by 11:45 a.m. Eastern Time and a customer elects ACH as payment method. Other restrictions may apply. Certain financial institutions do not support same day funded transactions. When Same Day Funding is not available, funding will occur the next business day.
The content on this site is for informational purposes only and is not professional financial advice. Blue Trust Loans does not assume responsibility for information given. All information should be weighed against your own abilities and circumstances and applied accordingly. It is up to the reader to determine if this information is safe and suitable for their own situation.
Hummingbird Funds, LLC is a sovereign enterprise, an economic development arm and instrumentality of, and wholly-owned and controlled by, the Lac Courte Oreilles Band of Lake Superior Chippewa Indians (the “Tribe”), a federally-recognized sovereign American Indian Tribe. This means that the Hummingbird Funds’ installment loan products are provided by a sovereign government and the proceeds of our business fund governmental services for Tribe citizens. This also means that Hummingbird Funds is not subject to suit or service of process. Rather, Hummingbird Funds is regulated by the Tribe. If you do business with Hummingbird Funds, your potential forums for dispute resolution will be limited to those available under Tribal law and your loan agreement. As more specifically set forth in Hummingbird Funds’ contracts, these forums include informal, but affordable and efficient Tribal dispute resolution, or individual arbitration before a neutral arbitrator. Otherwise, Hummingbird Funds is not subject to suit or service of process. Nothing in this website is intended to waive or otherwise prejudice Hummingbird Funds’ entitlement to these protections. Neither Hummingbird Funds nor the Tribe has waived its sovereign immunity in connection with any claims relative to use of this mobile site. If you are not comfortable doing business with a sovereign instrumentality that cannot be sued in court, you should discontinue use of this website.