It can be difficult to get a loan with bad credit. Sometimes, when people with bad credit apply for cash online, they may have limited options to acquire the funds they’re seeking due to their bad credit. At Blue Trust Loans, we have minimal loan requirements compared to the eligibility criteria required by most banks or other traditional lenders. Bad credit or no credit can make getting a loan tough — but it’s not impossible.
How Do I Know if I Have Bad Credit?
To determine if you have a good or bad credit score, you can view your credit report for free with credit score sites like Credit Karma, Credit Sesame, Annual Credit Report, and even your online banking portal. While each lender uses their own standards for assessing credit scores, you’ll have a good idea of where you stand when it comes to general credit scores.
Where to Get a Loan if You Have Bad Credit
Reputable lending companies, like Blue Trust Loans, are there for you when you need cash fast. If you have bad credit, there are different options you can choose from, such as secured loans, unsecured loans, payday loans, payday loan alternatives, online loans, and more.
Bad-Credit Loans Are Available
While your thoughts may veer toward traditional payday loans because they’re easy to obtain, there are payday loan alternatives you can look into. Payday loan alternatives are short-term loans that may be just as obtainable as traditional payday loans. At Blue Trust Loans, we offer an alternative to payday loans in the form of short-term installment loans. Installment loans can be paid back in weekly or monthly periods, which can not only provide you with the emergency funding you need but will also allow you to pick yourself up on your feet again.
Improve Your Credit Score
If you’re working on building an emergency fund while also trying to work on your credit, look into ways that you can improve your credit score. The higher your credit score is, the easier it may be to get approved for money loans or lines of credit. Improving your credit score is a great use of your time and effort. As you take steps toward improving a bad credit score, you will have more options in the future should you need emergency funding.
If you’re in a financial situation where you feel like you may need emergency funding, you have options to choose from, such as cash loans online with Blue Trust Loans. We offer installment loans of up to $3,000 and consider applications from people with bad to no credit. For more information on money loans, installment loans, or our loan loyalty program, contact Blue Trust Loans today at 877-770-2682. We’re here when you need us, 24-7.
The content on this site is for informational purposes only and is not professional financial advice. Blue Trust Loans does not assume responsibility for information given. All information should be weighed against your own abilities and circumstances and applied accordingly. It is up to the reader to determine if this information is safe and suitable for their own situation.
Hummingbird Funds, LLC is a sovereign enterprise, an economic development arm and instrumentality of, and wholly-owned and controlled by, the Lac Courte Oreilles Band of Lake Superior Chippewa Indians (the “Tribe”), a federally-recognized sovereign American Indian Tribe. This means that the Hummingbird Funds’ installment loan products are provided by a sovereign government and the proceeds of our business fund governmental services for Tribe citizens. This also means that Hummingbird Funds is not subject to suit or service of process. Rather, Hummingbird Funds is regulated by the Tribe. If you do business with Hummingbird Funds, your potential forums for dispute resolution will be limited to those available under Tribal law and your loan agreement. As more specifically set forth in Hummingbird Funds’ contracts, these forums include informal, but affordable and efficient Tribal dispute resolution, or individual arbitration before a neutral arbitrator. Otherwise, Hummingbird Funds is not subject to suit or service of process. Nothing in this website is intended to waive or otherwise prejudice Hummingbird Funds’ entitlement to these protections. Neither Hummingbird Funds nor the Tribe has waived its sovereign immunity in connection with any claims relative to use of this mobile site. If you are not comfortable doing business with a sovereign instrumentality that cannot be sued in court, you should discontinue use of this website.